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Account TypeSmart Checking
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Account Type
Best If You Want
Smart Checking
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An account that actually pays you
Smart Checking with Smart Savings
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Allows you to save additional interest
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Starter account with ATM reimbursements
First Choice Checking
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Simple, straightforward checking solution
Account Type
Earns Interest
Smart Checking
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First Choice Checking
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Account Type
ATM Reimbursements
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Account Type
Visa® Debit Card
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Account Type
Digital Banking (personal online banking)
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Account Type
Bill Pay (available through personal online banking)
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Account Type
Mobile Banking and Alerts
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Account Type
eStatements
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Account Type
Direct Deposits
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Account Type
Overdraft Protection
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Account Type
Minimum Opening Deposit
Smart Checking
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$100
Smart Checking with Smart Savings
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$100
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$100
First Choice Checking
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$100
Account Type
Monthly Service Charge
Smart Checking
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$12.501
Smart Checking with Smart Savings
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$12.501
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$02
First Choice Checking
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$12.503
Account Type
Additional Information
Smart Checking
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20 debit card purchases, 1 automatic payment, bill pay or direct deposit, and access Online Banking each monthly statement cycle; e-statements are required
Smart Checking with Smart Savings
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A Smart Savings account is required. 20 debit card purchases, 1 automatic payment, bill pay or direct deposit, and access Online Banking each monthly statement cycle; e-statements are required
Start Right Checking
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ATM fee reimbursements of up to $25 per month.
First Choice Checking
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3 check copies per monthly statement cycle at no charge
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