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Careers

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Careers

Join the First Federal team!

Job ID #: 317

Residential Mortgage Loan Originators to service central NC

First Federal is accepting applications for multiple residential mortgage loan originator positions. Mortgage loan origination experience and successful competencies are required. Must be NMLS compliant, NMLS licensed or NMLS license renewable.

 

Job ID #:  219

Credit Analyst – Dunn, NC

JOB SUMMARY

Supports the Credit Administration function of the Bank by analyzing financial information for new commercial and small business credit requests, renewals, and modifications. Assists lenders with the creation of credit packages.  Assists the Chief Credit Officer with board reports and the presentation of credits for decision by members of the Bank’s Loan Committee.  Position is considered transitional and often leads to lending positions within the Bank.

Duties:

  • Analyzes financial statements to develop initial assessment by identifying strengths and weaknesses as pertaining to borrower’s historical operating performance.
  • Prepares written analyses which include:
    • Credit investigation of the borrower and guarantors;
    • Economic and market conditions as they relate to the company, industry, and market area;
    • In-depth historical financial analysis, including communicating with the borrower’s accountant to gain a better understanding of the company’s accounting practices;
    • In-depth projection financial analysis, including the performance of “what if” scenarios that test the reasonableness of the projections;
    • In-depth analysis of the secondary sources of repayment such as collateral;
    • In-depth analysis of a guarantor’s financial position.
    • Identifies borrower’s strengths and weaknesses.
  • Attends Management Loan Committee, Board Committees, as appropriate, to be available to answer questions regarding credit analysis as necessary; often presents the loan request to the committee.
  • Participates in customer meetings as requested by officers
  • Other duties as may be assigned.

Required Job Qualifications:

  • Bachelor’s degree in Finance, Accounting, or Business related field required.
  • Knowledge of finance and accounting usually acquired through formal education or experience is required to analyze and evaluate financial statements and tax returns.
  • Must be proficient in basic software applications such as Microsoft Word and Excel.
  • Strong customer service skills
  • Proficient oral and written communication skills
  • Proficient computer and keyboard skills
  • Advanced understanding of banking fundamentals
  • Ability to meet strict deadlines, multi-task, and work with other departments as well as external customers to achieve required results.
  • Excellent attention to details.
  • High level of accuracy and production.
  • Ability to work 40+ hours per week (as needed) and occasionally on Saturdays

Preferred Job Qualifications:

  • Prior Credit Analyst experience
  • Master’s degree in Finance, Accounting, or other business related field.

 


EOE

 

We will review resumes for qualification; however, you must complete an on-line application to be considered an applicant for the position. Click “Get Started Now!” or forward inquiries and resumes/letters of introduction to human.resources@firstfederalbanknc.com or fax to 910-892-8435.

 

First Federal Bank Hiring Policies

Conducting Background Checks

First Federal will make every effort to interview qualified applicants. We reserve the right to conduct background checks which may also include accessing your credit report.

 

Equal Opportunity Policy

It is the policy of FFB to provide equal employment opportunities without regard to race, color, religion, gender, age or national origin. The policy relates to all phases of employment including: recruiting, hiring, benefits and privileges of employment, compensation, training, and appointments for advancement, transfers, relocations and terminations of employment for all employees without discrimination because of race, color, religion, national origin, sex, age, disability, veteran status, pregnancy, genetic information, or other legally protected status.

FFB provides the material contained herein for information purposes only. All open jobs offered by FFB are subject to specific job skill requirements, qualifications and preferred experience. FFB is an equal opportunity employer. All hiring decisions are subject to federal, state, and local employment laws and regulations, including immigration laws pertaining to work authorization requirements and any other applicable permissions or compliance.

Personal information voluntarily submitted will be maintained by Human Resources and used by FFB its intended purpose. Submitting a resume to FFB implies that you are interested in a position(s), but does not mean that you are an applicant or that you will be considered as an applicant for a position(s). To be considered as an applicant for the position, you must access and complete the on-line application within the “open application period”.

FFB reserves the right to make changes to this site at any time and without notice, and makes no commitment to update this site.

 

Equal Opportunity Employer