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Account TypeFirst Choice Business Checking
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First Value Business Checking
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Account Type
Best If You Want
First Choice Business Checking
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A cost-efficient account suited for small businesses
First Value Business Checking
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An account suited for moderate sized businesses
Community First Checking
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A simple cost efficient account designed for small non-profit organizations
Commercial Analysis Checking
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An account that offers earnings credit that may offset fees
IOLTA Checking
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An account for attorneys who maintain legal trust accounts
Account Type
Minimum Opening Deposit
First Choice Business Checking
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$100
First Value Business Checking
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$100
Community First Checking
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$100
Commercial Analysis Checking
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$100
IOLTA Checking
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$100
Account Type
Monthly Service Charge
First Choice Business Checking
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$121
First Value Business Checking
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$152
Community First Checking
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$03
Commercial Analysis Checking
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$25 plus analysis charges for activity.
IOLTA Checking
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$0
Account Type
Visa® Debit Card
First Choice Business Checking
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Account Type
Digital Banking & Bill Pay (business online banking)
First Choice Business Checking
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Account Type
eStatements
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Account Type
Card Management
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Community First Checking
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Account Type
Direct Deposits
First Choice Business Checking
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Account Type
Quickbooks® Compatible 4
First Choice Business Checking
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First Value Business Checking
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Community First Checking
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Account Type
Account Earns Interest
First Choice Business Checking
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First Value Business Checking
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Community First Checking
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Commercial Analysis Checking
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IOLTA Checking
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1Avoid the service charge by maintaining a $500 average daily balance. Up to 150 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 150.
2Avoid the service charge by maintaining a $2,000 average daily balance. Up to 275 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 275.
3Up to 150 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 150.
4Quickbooks software must be purchased separately and is not available for purchase through First Federal Bank

Account openings and credit are subject to Bank approval. Data rates apply. Nonsufficient fund fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account. We may change the interest rate on your account at any time and without prior notice after the account is opened. If you close your account before interest is credited, you will not receive the accrued interest. If the account is closed within the first six months an early close fee will be assessed.

 

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