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Account Type | First Choice Business Checking
Get Started Learn More | First Value
Business
Checking
Get Started Learn More | Community
First
Checking
Get Started Learn More | Commercial
Analysis
Checking
Get Started Learn More | IOLTA
Checking
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Account Type Best If You Want | A cost-efficient account suited for small businesses | An account suited for moderate sized businesses | A simple cost efficient account designed for small non-profit organizations | An account that offers earnings credit that may offset fees
| An account for attorneys who maintain legal trust accounts |
Account Type Minimum Opening Deposit | $100 | $100 | $100 | $100 | $100 |
Account Type Monthly Service Charge | $121 | $152 | $03 | $25 plus analysis charges for activity. | $0 |
Account Type Visa® Debit Card | ✓ | ✓ | ✓ | ✓ | - |
Account Type Digital Banking & Bill Pay (business online banking) | ✓ | ✓ | ✓ | ✓ | ✓ |
Account Type eStatements | ✓ | ✓ | ✓ | ✓ | ✓ |
Account Type Card Management | ✓ | ✓ | ✓ | ✓ | - |
Account Type Direct Deposits | ✓ | ✓ | ✓ | ✓ | ✓ |
Account Type Quickbooks® Compatible 4 | ✓ | ✓ | ✓ | ✓ | ✓ |
Account Type Account Earns Interest | - | - | - | - | ✓ |
1Avoid the service charge by maintaining a $500 average daily balance. Up to 150 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 150.
2Avoid the service charge by maintaining a $2,000 average daily balance. Up to 275 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 275.
3Up to 150 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 150.
4Quickbooks software must be purchased separately and is not available for purchase through First Federal Bank
Account openings and credit are subject to Bank approval. Data rates apply. Nonsufficient fund fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account. We may change the interest rate on your account at any time and without prior notice after the account is opened. If you close your account before interest is credited, you will not receive the accrued interest. If the account is closed within the first six months an early close fee will be assessed.