First Choice Business Checking
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- No minimum balance
- No monthly service charge
- 150 free transactions per month
- Summary
We want to be your "first choice" when it comes to business banking, and this is just the account to prove it. It's especially great for small businesses.
- No minimum balance
- No monthly service charge
- 150 free transactions per month; $0.35 each thereafter
- Free debit card
- Free Online Banking
- 24-hour ATM access
- No earnings credit
- Direct deposit available
- FDIC insured
- Opening deposit of $100
Non-sufficient fund or overdraft withdrawal fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.
Commercial Checking
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- Earnings credit may offset charges
- Service charge based on analysis
- Free Online Banking
- Summary
As your business grows, so do your checking needs. Larger businesses can offset fees with an earnings credit based on a monthly analysis.
- Free debit card
- Free Online Banking
- 24-hour ATM access
- $15 monthly service charge plus analysis charges for activity
- Earnings credit may offset charges
- Direct deposit available
- FDIC insured
- Opening deposit of $100
Non-sufficient fund or overdraft withdrawal fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.
IOLTA (Interest on Lawyers' Trust Accounts)
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- Competitive rates
- Earnings paid on your behalf
- No monthly service charge
- Summary
We offer interest bearing and non-interest bearing legal trust accounts to attorneys and others with fiduciary responsibility over client funds.
- Interest compounded daily
- Earnings remitted to NC Bar IOLTA Association on your behalf
- Meets state guidelines
- Unlimited check writing
- No per check charges
- Free Online Banking
- Direct deposit available
- FDIC insured
- $100 deposit to open
Non-sufficient fund or overdraft withdrawal fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.
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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts