• First Choice Business Checking

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    • No minimum balance
    • No monthly service charge
    • 150 free transactions per month
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    Summary

    We want to be your "first choice" when it comes to business banking, and this is just the account to prove it. It's especially great for small businesses.

    • No minimum balance
    • No monthly service charge
    • 150 free transactions per month; $0.35 each thereafter
    • Free debit card
    • Free Online Banking
    • 24-hour ATM access
    • No earnings credit
    • Direct deposit available
    • FDIC insured
    • Opening deposit of $100

  • Commercial Checking

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    • Earnings credit may offset charges
    • Service charge based on analysis
    • Free Online Banking
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    Summary

    As your business grows, so do your checking needs. Larger businesses can offset fees with an earnings credit based on a monthly analysis.

    • Free debit card
    • Free Online Banking
    • 24-hour ATM access
    • $15 monthly service charge plus analysis charges for activity
    • Earnings credit may offset charges
    • Direct deposit available
    • FDIC insured
    • Opening deposit of $100

  • IOLTA (Interest on Lawyers' Trust Accounts)

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    • Competitive rates
    • Earnings paid on your behalf
    • No monthly service charge
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    Summary

    We offer interest bearing and non-interest bearing legal trust accounts to attorneys and others with fiduciary responsibility over client funds.

    • Interest compounded daily
    • Earnings remitted to NC Bar IOLTA Association on your behalf
    • Meets state guidelines
    • Unlimited check writing
    • $10 monthly service charge waived if balance stays above $100,000 or an average balance of $500,000
    • No per check charges
    • Free Online Banking
    • Direct deposit available
    • FDIC insured
    • $100 deposit to open