*Annual Percentage Yield (APY) quoted as of March 25, 2019. Interest rate is fixed for the term of the Certificate of Deposit (CD). ¹Accountholder may make one withdrawal up to one half of the original opening deposit after the first seven days without a penalty. After the one time allowed withdrawal without a penalty, there will be a penalty for early withdrawal prior to CD maturity date. CD cannot be redeemed within the first seven days of origination. Seven days interest on the amount withdrawn if the withdrawal is made within the first six days after the deposit. Minimum balance to obtain the APY is $2,500. Available to individuals and businesses. Not available to public entities, brokered deposits, or financial institutions. All interest rates, annual percentage yields (APY) are subject to change without notice. This offer may be withdrawn at any time without notice. The maximum deposit amount is $500,000 per customer. New money is defined as funds currently not on deposit with First Federal Bank. Fees and other conditions can reduce earnings on the account. See terms and conditions contained in the account agreement and account disclosures.