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Borrow Smart - Personal Loan

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Borrow Smart

No more sitting around day-dreaming about your needs…or wants. We have an affordable lending solution with great rates and we’ll work closely with you to find a term that will work uniquely for you!


  • Personal loan
  • Rate tiers:
    • 9.99% for 36 Months; 10.35% APR*
    • 10.99% for 42 Months; 11.31% APR*
    • 12.99% for 48 Months; 13.28% APR*
  • Minimum loan amount of $5,000
  • Maximum loan amount of $25,000
  • Unsecured loan; No collateral required!
  • Loan origination fee of $50


*APR = Annual Percentage Rate. APR effective as of 5/7/2024. Payment examples – 36 monthly payments of $32.27 per $1,000 borrowed at 10.35% APR or 42 monthly payments of $28.80 per $1,000 borrowed at 11.31% APR or 48 monthly payments of $26.83 per $1,000 borrowed at 13.28% APR. This offer is subject to change at any time. Consumer purpose only. Fixed terms for 36, 42, and 48 months. Applicant must meet bank’s underwriting guidelines. Offer subject to end without notice.

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