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Borrow Smart - Personal Loan

5.99% Rate*
6.32% APR

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Borrow Smart

First Federal Bank wants to help you make the smartest financial decisions possible.  That’s why we created the Borrow Smart loan.  An affordable lending solution with a great rate.  Click the Get Started Now button and Borrow Smart!!


  • Personal loan
  • Fixed term up to 36 months
  • Minimum credit of $5,000
  • Maximum credit of $25,000
  • Unsecured loan
  • Loan origination fee of $50

*Payment example:  Loan amount of $10,000.00 for 36 months with payments of $304.14 at a rate of 5.99% and an APR of 6.32%. This offer is subject to change at any time. APR effective as of 12/04/2020.  Consumer purpose only.  Borrower must meet bank’s underwriting guidelines.  Offer subject to end without notice.


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