About Us

A History of Growth

Originally chartered in 1958, First Federal Bank is proud to say we're the oldest locally owned financial institution in Harnett County. First Federal opened its doors for business in Dunn, North Carolina, on January 20, 1959 and has continued to grow since those very early days. In fact, in the late 1970s and early 1980s, the bank opened three branches: Angier, Erwin, and Benson. First Federal bank expanded even further, opening the Fuquay-Varina branch in 1996 and the Clayton branch in 2000.

Our Mission

In April 2003, we officially changed our name to First Federal Bank, reflecting our transition from a traditional thrift that provided mortgage loans and time deposits, to a full-service community bank. Today, we're proud to say that we're dedicated and able to meet the unique needs of the communities that we serve. We do so on a platform of blending state-of-the-art service offerings, always backed by committed, customer-focused service. At the heart of everything, though, has always been our founding mission:

"To serve our communities' financial needs by developing and implementing products and programs that fulfill those needs; by providing the highest level of customer service in terms of efficiency, courtesy, and professional conduct; and by maintaining a sound, profitable, progressive institution that strives to be a responsible employer and good corporate citizen."

Customer-Oriented Offerings

  • Customized Lending – We offer a wide range of lending options to meet a wide range of dreams. Enjoy customized lending and a quick and easy process on loans ranging from home mortgages, to business loans, and nearly everything in between.
  • Time-Saving Services – Make more time for everything else in your life by utilizing our several convenient services. Take advantage of online banking, mobile banking, PopMoney, eStatements, and much more!

Thank You From First Federal Bank

Since first opening in 1959, First Federal Bank has come a long way, and we know exactly who to thank for that upward trajectory. The role that our customers have played in that steady growth has been instrumental to where we are today.

We'd like to take this opportunity to thank each of you for you for the important roles that you've played and for allowing us to grow alongside you every step of the way. At the same time, we'd like to take a moment to promise to hold true to the very values we've upheld for our customers all these years.