Debit Cards
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- More convenient than checks
- Shop online or at any store
- Funds deducted from checking account
- Summary
Get the power of cash and the security of a check with a First Federal Debit Card in your pocket.
- Accepted worldwide
- Safer than cash
- More convenient than a check
- Shop online or at any store
- Funds deducted from checking account
- No finance charges or monthly service charges
- Manage accounts and get cash from any ATM
- Verified By Visa
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This innovative service offers you a secure internet shopping experience when using your debit card.
Verified by Visa builds a customized card profile from information you provide. This data is recalled when making a purchase online, providing security and reassurance that only you can use your debit card online.
Once your card is activated, your card will be recognized whenever you shop at participating online merchants. Your password will be requested, your identity will be verified, and the transaction will be completed.
SmartAccess Online Banking
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- Easy to use
- Available 24/7
- Securely encrypted
- Summary
Why run to the bank when you can manage your First Federal accounts from your computer? Smart Access Online Banking makes it easy.
- Easy to use
- Available 24/7
- Securely encrypted
- Transfer funds
- Check balances
- See if a check has cleared
If you are having any difficulty logging on, take a look at our troubleshooting page.
- Bill Pay
Forget sealing envelopes and running to the post office for stamps.
You can pay your bills quickly and securely with our Online Bill Pay service. Set up recurring payments, arrange for payment reminders, and so much more.
- Online security Statement
The privacy and safety of your financial information is First Federal Bank's utmost concern. First Federal Bank works with cutting edge technology partners to ensure that the most secure environment is made possible for our valued customers. We offer you worry free Internet banking. You can be completely confident of the following security measures:
Secure Communications
Our system ensures that data exchanged between your PC and our computers is encrypted with 128-bit encryption-the strongest encryption available. Encryption is accomplished through Secure Sockets Layers (SSL) which utilize mathematical formulas to "encrypt" or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering. The most popular browsers have the SSL security feature built in.
Secure Environment
Our computer system does not connect directly to the Internet. It is isolated from the network via a "firewall". A firewall is a combination of software and hardware products that designate parameters, control and limit the access that outside computers have to the banks internal network and databases. You can feel secure knowing that our firewall protects your personal information from unauthorized access.
Secure Login
Access ID's and passwords are isolated from the Internet by being stored on a secure computer to prevent passwords and ID's from being accessed or downloaded by anyone on the Internet. User passwords can vary from eight to twelve characters, which means the chance of randomly guessing a password is less than one in one billion. In addition, the use of multifactor-authentication security measures provide a level of assurance for you to confirm that you are accessing First Federal Bank's internet banking website. SmartAccess & SmartAccess for Business Internet Banking users will see your security image and pass phrase each time you log in and know that you are on an authentic bank website. In addition, when appropriate SmartAccess for Business Internet Banking users will use a one-time password generated by a token in combination with a user-defined PIN to access the website. The system also checks for invalid logins and automatically disallows a user after three invalid attempts. This prohibits the "hacker" from gaining access to our system thus protecting your accounts.
Your Password
You will be responsible for maintaining one of the most important security measures, your password. When you enroll in SmartAccess Internet Banking you will create a personally selected Access ID and password known only to you. Be sure to keep your password a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security. Not even a bank employee knows your password.
ZashPay
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- Send/Receive money anytime
- No checks, stamps or cash
- No waiting in line
- Summary
Introducing ZashPay – a new part of Online Bill Pay.
- No checks, stamps or cash to pay someone back.
- No need to wait for checks to cash.
- No trips to the bank to deposit money.
- No high fees -- it's only 50 cents to send and no cost to receive money.
Get started today!
- Get Started
Already enrolled in Online Bill Pay? Then it's easy to use ZashPay.
- Login to Online Banking
- Click "Pay People" tab within Online Bill Pay
- Enter the person's e-mail address or mobile phone number and the amount to pay
It's that simple!
Not signed up for Online Bill Pay?
SmartLine Telephone Banking
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- Free service
- Available 24/7
- PIN required
- Summary
Manage your First Federal Bank accounts anytime and from anywhere—use any touchtone phone as your bank branch with SmartLine.
- Free service
- Available 24/7
- PIN required
- Get account information
- Check balances
- Transfer funds
- Check inquiry by number
- Make loan payments
- First Reserve loan advances to checking
- Order checks
- Place stop payments
Call 1-877-791-2288 anytime to get started!
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ONLINE BANKING
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