Reward Checking

Get rewarded! This free high interest checking account has no balance requirements or monthly service charges, plus ATM service charge refunds nationwide.

• 4.50% APY* on balances up to $25,000
• 1.01% APY* on amount of balance over $25,000
• Free ATM service charge refunds nationwide
• No minimum balance
• No monthly service charge
• Free debit card
• Free Online Banking with Bill Pay
• Unlimited telephone banking
• 24-hour ATM access
• Direct deposit available
• Overdraft coverage available
• FDIC insured
• Opening deposit of $50

*APY = Annual Percentage Yield

To qualify for the Reward rate and Nationwide ATM service charge refunds, simply do the following everyday activities each statement cycle:

• Make 10 debit card purchases
• Make one direct deposit or ACH auto debit
• Access Online Banking once

Foreign ATM service charges will not be refunded if the qualifications are not met

If you don't qualify for the rewards in a given cycle, you still earn our base rate of 0.10% APY* and get unlimited free checking. Plus, you can get the rewards back the very next month.

Annual Percentage Yield (APY) accurate as of 10/05/2009. Minimum to open account is $50. Rate tiers are as follows: 4.50% APY applies to balances of $.01 - $25,000 and 1.01% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 4.50% APY to 1.01% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ATM nationwide refunds are automatically issued for amounts up to $4.99; amounts greater than $4.99 will be refunded upon presentment of receipt.