Kasasa Cash
Show DetailsHide Details
- Earn massive interest
- ATM service charge refunds** nationwide
- No monthly service fees
- Summary
Do you Kasasa? This high interest checking account has no balance requirements to earn rewards or monthly service charges, plus ATM fee refunds nationwide.
- 2.50% APY* on balances up to $15,000
- 0.65% APY* on amount of balance over $15,000
- 0.10% APY* on all balances if qualifications are not met
- ATM fee refunds nationwide**
- No minimum balance
- No monthly service fees
- Free debit card
- Free Online Banking with Bill Pay
- Unlimited telephone banking
- 24-hour ATM access
- Direct deposit available
- FDIC insured
- Opening deposit of $50
Non-sufficient fund or overdraft withdrawal fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.
Qualifications
To qualify for the Reward rate and nationwide ATM fee refunds, simply do the following everyday activities each monthly qualification cycle:
- Have at least 10 debit card purchases post and clear each qualification cycle
- Have at least 1 automatic payment or direct deposit post and clear each qualification cycle
- Access Online Banking once each qualification cycle
If you don't qualify for the rewards in a given cycle, you still earn our base rate of 0.10% APY* and get unlimited checking. Plus if you meet the qualifications, you can get the rewards back the very next cycle.
*APY=Annual Percentage Yield. APYs are accurate as of 2/22/2012. Minimum balance to open Kasasa Cash checking account is $50. Balances up to $15,000 receive an APY of 2.50% if qualifications are met each qualification cycle. Balances above $15,000 receive an interest rate of 0.65% on the portion of the balance above $15,000 if qualifications are met each qualification cycle. All Kasasa Cash balances will earn 2.50% APY - 0.65% APY if monthly qualifications are met. If qualifications are not met, the APY will be 0.10% on all balances. The qualification cycle is not the same as your monthly statement cycle. Qualifying transactions must post and clear to the account during the qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and clear to the account. Transfers between your accounts with us do not count as qualifying transactions. Contact us for more information about the qualification cycle. ATM fee reimbursements will be credited to your account on the last day of your statement cycle. ATM fee reimbursements provided only if qualifications are met within the qualification cycle. Rates may change at any time and without prior notice after the account is opened. Fees may reduce earnings. No minimum balance required. Limit 1 Kasasa Cash account per social security number. Available to personal accounts only. Nonsufficient funds fees and Miscellaneous fees apply to the Kasasa Cash and Saver accounts.
**ATM fee reimbursements provided only if qualifications are met within the qualification cycle.
Kasasa Tunes
Show DetailsHide Details
- Earn iTunes® and/or Amazon® download refunds
- ATM service charge refunds** nationwide
- No monthly service fees
- Summary
- Earn up to $5 in iTunes® and/or Amazon® download refunds
- ATM fee refunds nationwide**
- No minimum balance
- No monthly service fees
- Free debit card
- Free Online Banking with Bill Pay
- Unlimited telephone banking
- 24-hour ATM access
- Direct deposit available
- FDIC insured
- Opening deposit of $50
Do you Kasasa?
Earning the Kasasa Rewards is easy! Simply do the following each monthly qualification cycle:
- Make at least 15 debit card transactions
- Access Online Banking
If you don't meet the qualifications, don't worry. There's no penalty and you still have a free checking account, and you can get the iTunes® and/or Amazon® download refunds and ATM fee refunds back the very next month!
* Qualifications Apply. See Financial Institution for details. Minimum balance to open Kasasa Tunes checking account is $50. Earn up to $5 in iTunes® and/or Amazon® download refunds each cycle the minimum qualifications are met. Kasasa Tunes® credits expire 30 days after the end of the prior month's qualification cycle. At the end of each qualification cycle, you will receive an email notification of available iTunes credits and their expiration date. Downloads must be purchased with your debit card associated with your Kasasa Tunes® account. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and clear to the account. Intra-bank transfers do not count as qualifying transactions. ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle. Limit one Kasasa Tunes account per Social Security number. No minimum balance required. Available to personal accounts only. iTunes® is a registered trademark of Apple, Inc. and Amazon® is registered trademark of Amazon Inc. and are not a participants in or sponsors of this program. Nonsufficient funds fees and Miscellaneous fees apply to the Kasasa Cash and Saver accounts.
**ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle.
Relationship Advantage Checking
Show DetailsHide Details
- Interest bearing
- Free checks
- Free Online Banking
- Summary
Qualifying account holders who have several accounts with the bank will get this special account packed with extras at no charge.
- Interest earned on balances of $500 or more
- Earnings credited monthly
- Free debit card
- Free Online Banking with Bill Pay
- Unlimited telephone banking
- Free standard checks
- 24-hour ATM access
- Free official checks
- Free 3x5 Safe Deposit Box
- Reduced rates on consumer loans
- Service charges waived for qualifying customers
- Direct deposit available
- Overdraft coverage available
- FDIC insured
- Opening deposit of $50
Non-sufficient fund or overdraft withdrawal fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.
- Qualifications
The $20 monthly service charge and $0.35 per-transaction charges will be waived if you meet one of the following:
- A minimum daily balance of $2,500
- A total of at least $10,000 in all your First Federal accounts
- A Home Equity Line of Credit of $15,000 or more with First Federal Bank
- A First or Second Mortgage of $75,000 or more wtih First Federal Bank
Advantage Checking
Show DetailsHide Details
- Interest bearing
- Unlimited check writing
- Free Online Banking
- Summary
Earn a solid interest rate while still writing as many checks as you like. We'll even waive the monthly service charge!
- Interest earned on balances of $500 or more
- Unlimited check writing
- Earnings credited monthly
- Free debit card
- Free Online Banking with Bill Pay
- Unlimited telephone banking
- 24-hour ATM access
- $7.00 monthly service charge waived for qualifying customers
- Direct deposit available
- Overdraft coverage available
- FDIC insured
- Opening deposit of $50
Non-sufficient fund or overdraft withdrawal fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.
- Qualifications
The $7.00 monthly service charge will be waived if you have one of the following:
- A daily balance of $500 or more
- An average daily balance of $1,500 or more
Performance Checking
Show DetailsHide Details
- Unlimited check writing
- No minimum balance
- $10,000 AD&D Insurance
- Summary
This elite account offers unlimited checking, free Online Banking, and a host of other amazing perks, with no minimum balance requirements.
- Unlimited check writing
- No minimum balance
- Free debit card
- Free Online Banking with Bill Pay
- Unlimited telephone banking
- 24-hour ATM access
- First order of standard checks free
- $10,000 AD&D Insurance
- Free notary service
- Free credit card registration protection
- Free lost key return registration
- Great discounts in Savers Club® Book
- Low $8 monthly service charge
- Direct deposit available
- Overdraft coverage available
- FDIC insured
- Opening deposit of $50
And that's just the beginning! Click the tab above to see the additional benefits offered.
Non-sufficient fund or overdraft withdrawal fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.
- Additional Advantages
Financial advantages
- Discount Mail-Order Pharmacy
- Free Everyday Grocery Savings™ Certificate
Travel advantages
- Car rental discounts
- Savers Club®
- Hotel Savings Network
- Auto trip routing
- Bonus travel
Security advantages
- Accidental Death Insurance
- Key ring protection
- Payment card protection
- Purchase protection and extended warranty
- Asset organizer
- Luggage protection
Performance Senior Checking
Show DetailsHide Details
- Free to customers 50 or better
- Unlimited check writing
- No minimum balance
- Summary
This account was designed specially for those age 50 and better. Get unlimited checking, complimentary insurance, lots of great discounts, and a whole lot more, all at no charge.
- Free to customers age 50 or better
- Unlimited check writing
- No minimum balance
- Free debit card
- Free Online Banking with Bill Pay
- Unlimited telephone banking
- 24-hour ATM access
- First order of standard checks free
- $10,000 AD&D Insurance
- Free notary service
- Free credit card registration protection
- Free lost key return registration
- Great discounts in Savers Club® Book
- Direct deposit available
- Overdraft coverage available
- FDIC insured
- Opening deposit of $50
And that's just the beginning! Click the tab above to see the additional benefits offered.
Non-sufficient fund or overdraft withdrawal fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.
- Additional Advantages
Financial advantages
- Discount Mail-Order Pharmacy
- Free Everyday Grocery Savings™ Certificate
Travel advantages
- Car rental discounts
- Savers Club®
- Hotel Savings Network
- Auto trip routing
- Bonus travel
Security advantages
- Accidental Death Insurance
- Key ring protection
- Payment card protection
- Purchase protection and extended warranty
- Asset organizer
- Luggage protection
Text Size
ONLINE BANKING
Quick Links
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts